Accident Insurance
Accident insurance offers cash benefits to cover non-medical expenses like lost wages, child care, rehabilitation and transportation that aren’t covered by your basic health insurance. It typically covers a range of accident-related injuries. Accident insurance is generally affordable, with premiums often ranging from $11 to $27 per month. Payouts are made in cash, providing immediate financial relief.
Self-employed individuals, parents with children, and primary wage earners can all benefit from accident insurance as a financial safety net.
- Pays expenses while you recover
- Affordable
- Great for self-employed
- A fast & easy application
- Plans available for less than $18/MO
- Death benefits available
Having health insurance generally covers medical costs from illnesses and injuries, including those caused by accidents. However, it may not cover all expenses—such as deductibles, copays, coinsurance, or non-medical costs that arise if you’re injured (like lost wages or transportation needs). Accident insurance is a supplemental policy designed to provide additional coverage specifically for accidental injuries.
That depends on your needs. Most of our clients elect to cover the most at-risk members of the family such as the primary worker or a teenage engaged in activities that might pose additional risk such as full-contact sports or skateboarding.
Our accident insurance policies provide payments for covered injuries resulting from accidents, like broken bones or ER visits, regardless of who caused the accident. For these types of policies, your benefit typically is not affected by fault.